Comprehensive Insurance Cover provides for the repair or replacement of your vehicle in the event of accident or theft. We are able to offer a choice of competitive policies to suit your needs from major National underwriters right across Australia. Choosing the right policy is an important decision. We can offer excellent service and a no-obligation quotation.
Providing your claim meets the conditions of the issued policy, the insurer will generally repair, pay for the repair or, if the car is declared a total loss (write-off), pay the sum insured. (see also GAP & Loan Cover) In each case you will be required to pay any applicable excess and the maximum payment will be the 'sum insured' shown on your policy certificate.
If your vehicle was less than 12 months old (from time of first registration) at the time of being "written-off" or stolen, many insurers may elect to replace it with a new car of the same make and series.
Other benefits include:
- Your legal liability for damage to third party property
- Legal Costs
- Personal items
- Emergency costs
A comprehensive policy may also provide additional benefits in the event of fire, theft or third party personal injury.